First Home Buyers
Whether you're currently renting or living with family members, the prospect of buying your very own home is as exciting as it is daunting. The mortgage market is one of the most competitive in Australia today so how do you find the right solution, without the stress?
LJ Hooker Home Loans can help you get started.
LJ Hooker Home Loans can provide you with:
- Low rates and limited fees, making our LJ Hooker home loan products among the most competitive available today
- A range of great features at no extra cost, giving you flexibility and convenience
- Fast-tracked approval times, putting you one step ahead when it comes time to buy
- Free and helpful service to find the right loan for you
- Professional LJ Hooker Home Loan Specialists guiding you through the home buying maze, no matter which real estate agent you buy through
There are a few basic requirements you will need to meet when looking to apply for a home loan:
- I am at least 18 years of age
- I am an Australian resident or permanent resident
- I am looking to buy a property in Australia
- I have access to 10% of the price of the property to put towards a deposit, e.g. if you're thinking of buying a property worth $350,000, you need at least $35,000 to put forward as a deposit
- I have genuinely saved at least 5% of the price of the property over three or more months, e.g. you must be able to show that you have saved at least $17,500 (equal to half of the 10% deposit of $35,000)
- I have a steady employment history.
If you have ticked all the items above, you may be eligible for our very own LJ Hooker Home Loan. For more information, enquire now to speak to an LJ Hooker Home Loan Specialists, or complete the online pre-approval application to calculate how much you can borrow. We'll be happy to help you.